Effective Date: 02/23/2024
Business Name: Harmony Prosperity Group LLC
Website: harmonyprosperitygroupllc.org
Contact Email: [email protected]
Phone: (305) 240-9127
Introduction
Harmony Prosperity Group LLC respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website, submit forms, or communicate with us via SMS, email, or other channels.
By using our services, you consent to the practices described in this policy.
Information We Collect
We may collect the following information:
Name
Phone number
Email address
Mailing address
Service inquiries
Appointment details
Communication preferences
Any information you voluntarily submit through our forms or messaging
How We Collect Information
We collect information when you:
Fill out forms on our website or landing pages
Request a quote or service
Schedule an appointment
Opt in to receive SMS/text messages
Communicate with us via phone, email, or chat
Interact with our ads or marketing campaigns
SMS/Text Messaging Consent & Usage
How Consent is Obtained
We only send SMS messages to individuals who have explicitly opted in to receive text communications from us.
Consent may be obtained through:
Website forms with an SMS opt-in checkbox
Appointment booking forms
Lead/contact forms
Paper forms
Verbal consent
Keyword opt-in (e.g., texting JOIN to our number)
Each opt-in clearly states that the user agrees to receive SMS messages from Harmony Prosperity Group LLC
Example Opt-In Language:
"By providing your phone number and submitting this form, you consent to receive SMS text messages from Harmony Prosperity Group LLC regarding appointments, updates, and promotions. Message frequency varies. Message & data rates may apply. Reply STOP to unsubscribe."
How We Use SMS Messaging
SMS messages may be used for:
Appointment confirmations and reminders
Service updates
Follow-ups
Account notifications
Customer support
Promotional or marketing messages (when consent is provided)
We do not use SMS for unsolicited messaging.
Age Restriction (18+ Only)
By opting in to receive SMS, MMS, or other mobile communications from Harmony Prosperity Group LLC, you represent and warrant that you are at least eighteen (18) years of age or the age of majority in your jurisdiction, whichever is greater.
Our services, offers, and mobile messaging programs are not intended for individuals under the age of 18. We do not knowingly collect, solicit, or send messages to anyone under 18 years old. If we become aware that a subscriber is under 18, we reserve the right to immediately terminate messaging services and remove their information from our records.
By providing your mobile number and consenting to receive messages, you confirm that:
You are 18 years of age or older
You are the authorized user or subscriber of the mobile number provided
You have the legal authority to consent to receive communications
If you believe a minor has provided personal information or enrolled in our messaging program, please contact us at [email protected] so we can promptly remove the information.
Message Frequency
Message frequency varies depending on your interactions and service needs.
Opt-Out Instructions
You may opt out at any time by:
Replying STOP to any message
Contacting us directly
After opting out, you will no longer receive SMS messages unless you opt back in.
Data Sharing & Protection
We value your privacy.
We do not sell, rent, or share your phone number or personal information with third parties for marketing purposes.
Your information is only shared with trusted service providers necessary to operate our business (such as CRM or messaging platforms like Go High Level).
All data is stored securely and protected using reasonable safeguards.
Mobile Information Sharing & SMS Privacy Statement
Mobile Information Use and Protection
By providing your mobile phone number and opting in to receive text messages, you consent to receive SMS communications from Harmony Prosperity Group LLC related to your insurance inquiries, policy information, quotes, account notifications, appointment reminders, and customer support.
We respect your privacy and are committed to protecting your mobile information.
No mobile information will be shared, sold, rented, or disclosed to third parties or affiliates for marketing or promotional purposes.
Your mobile number and SMS consent data will only be used for:
Responding to your requests
Providing insurance and policy-related services
Sending transactional or service-based communications
Compliance and operational purposes
Text messaging originator opt-in data and consent will not be shared with any third parties, except:
Trusted service providers that help us deliver messaging services (e.g., CRM or messaging platforms), strictly for operational purposes
When required by law or regulation
Message frequency may vary. Message and data rates may apply.
You may opt out at any time by replying:
STOP to unsubscribe
HELP for assistance
You may also contact us at [email protected]/(305) 240-9127 to update your preferences.
By opting in, you confirm that you are 18 years of age or older.
Third-Party Platforms
We use secure third-party platforms such as Go High Level (CRM and communication software) to manage contacts and send SMS/email communications. These platforms comply with applicable privacy and security standards.
Data Retention
We retain your information only as long as necessary to provide services or comply with legal obligations.
Your Rights
You may:
Request access to your data
Request corrections
Request deletion of your information
Withdraw consent at any time
To make a request, contact us at: [email protected]
Cookies & Tracking
Our website may use cookies or tracking tools to improve user experience and marketing performance. You may disable cookies in your browser settings.
Updates to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with the updated effective date.
Contact Us
If you have any questions about this Privacy Policy or our practices, please contact:
Harmony Prosperity Group LLC
Email: [email protected]
Phone: (305) 240-9127
Address: 6875 E Camelback rd, SCOTTSDALE Arizona 85251
United States:
1.Federal Trade Commission Act (FTC Act):
·Overview: The FTC Act broadly prohibits unfair and deceptive practices in commerce, including the unauthorized disclosure of personal information.·Enforcement: The Federal Trade Commission (FTC) enforces the FTC Act.
2.Gramm-Leach-Bliley Act (GLBA):
·Overview: Primarily applicable to financial institutions, GLBA requires these institutions to protect the privacy and security of consumer financial information.·Enforcement: Various federal agencies, including the FTC, have enforcement authority.
3.Health Insurance Portability and Accountability Act (HIPAA):
·Overview: Applies to protected health information held by covered entities and their business associates. It sets standards for the privacy and security of health information.·Enforcement: The Department of Health and Human Services (HHS) is responsible for enforcing HIPAA.
4.Children's Online Privacy Protection Act (COPPA):
·Overview: COPPA regulates the online collection of personal information from children under 13. It requires obtaining parental consent.·Enforcement: The FTC enforces COPPA.
5.California Consumer Privacy Act (CCPA):
·Overview: State-level legislation granting California residents specific privacy rights and imposing obligations on businesses handling their personal information.·Enforcement: The California Attorney General can enforce the CCPA.
Canada:
1.Personal Information Protection and Electronic Documents Act (PIPEDA):
·Overview: Applies to private-sector organizations engaged in commercial activities. It regulates the collection, use, and disclosure of personal information.
·Enforcement: The Office of the Privacy Commissioner of Canada (OPC) oversees PIPEDA compliance.
2.Provincial Legislation:
·In addition to PIPEDA, some provinces have their own privacy legislation. For example, Alberta and British Columbia have their own private-sector privacy laws.
Please be advised these laws are subject to change, and new regulations may be introduced. Always consult with legal professionals to ensure compliance with the latest data disclosure laws that apply to your specific circumstances.
E.Cookies and Tracking Technologies
We use cookies to enhance your experience on our website. You can control cookies through your browser settings.
F.Your Choices
You have the right to access, correct, or delete your personal information. To do so, please contact us at [email protected].
G.Security
We implement reasonable security measures to protect your information. However, no method of transmission over the Internet or electronic storage is completely secure.
H.Changes to this Privacy Policy
We reserve the right to update this Privacy Policy at any time. Changes will be effective immediately upon posting to the website.
I. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at [email protected].
Please adapt this template to reflect the specific details of your business and ensure compliance with relevant laws. It's also advisable to seek legal advice to ensure your privacy policy aligns with the latest regulations.
Where to find more information regarding the Privacy Policy
To provide a clear description of the Privacy and Policy practiced by a company, please consult the following laws and documents regarding the data processing policy in the online environment:
1.Legal Texts and Government Websites:
·Review the actual legal texts of the laws mentioned. This might include the Federal Trade Commission Act, Gramm-Leach-Bliley Act, Health Insurance Portability and Accountability Act (HIPAA), Children's Online Privacy Protection Act (COPPA), and the California Consumer Privacy Act (CCPA) for the United States, and the Personal Information Protection and Electronic Documents Act (PIPEDA) for Canada.·Access official government websites, such as the Federal Trade Commission (FTC) in the U.S., the Department of Health and Human Services (HHS), and the Office of the Privacy Commissioner of Canada (OPC).
2.Legal Journals and Publications:
Explore legal journals and publications that cover privacy and data protection issues. These may provide in-depth analyses, case studies, and interpretations of relevant laws.
A.United States:
Federal Trade Commission Act (FTC Act):
1.Source: United States Code, Title 15, Section 45.
·Access: FTC Act - 15 U.S.C. § 45 https://www.law.cornell.edu/uscode/text/15/45
2.Gramm-Leach-Bliley Act (GLBA):·Source: Public Law 106-102 (1999).
·Access: GLBA - Public Law 106 – 102 https://www.govinfo.gov/app/details/PLAW-106publ102
3.Health Insurance Portability and Accountability Act (HIPAA):
·Source: Public Law 104-191 (1996).
·Access: HIPAA - Public Law 104-191 https://www.govinfo.gov/app/details/PLAW-104publ191
4.Children's Online Privacy Protection Act (COPPA):
·Source: 15 U.S.C. §§ 6501-6506.
·Access: COPPA - 15 U.S.C. §§ 6501-6506 https://www.law.cornell.edu/uscode/text/15/chapter-91
5.California Consumer Privacy Act (CCPA):
·Source: California Civil Code §§ 1798.100 - 1798.199.
·Access: CCPA - California Civil Code §§ 1798.100 - 1798.199 https://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=CIV&division=3.&title=1.81.5.&part=4.&chapter=&article=
B.Canada:
1.Personal Information Protection and Electronic Documents Act (PIPEDA):
·Source: S.C. 2000, c. 5.
·Access: PIPEDA - S.C. 2000, c. 5 https://laws-lois.justice.gc.ca/eng/acts/p-8.6/
Please be advised these sources are direct links to the legal texts of the respective laws. Keep in mind that legal sources are subject to change, and it's essential to check for the latest versions and amendments. Additionally, interpretations of laws may be influenced by court decisions, so legal databases and journals can provide insights into the evolving landscape of data privacy regulations.
3.Online Legal Databases
Utilize online legal databases like Westlaw, LexisNexis, or other similar platforms. These databases provide access to a wide range of legal materials, including statutes, regulations, and case law.
4.Academic Papers
Search for academic papers written by legal scholars or experts in the field. Journals and databases like JSTOR, LegalTrac, or Google Scholar can be useful.
5.Government Reports and Publications
Look for reports and publications from government agencies responsible for enforcing data protection laws. For instance, reports from the FTC or the OPC may provide insights into regulatory practices.
6.Official Government Gazette
Check official government gazettes for the publication of laws and regulations. These are often the primary sources for legal texts.
Remember to verify the latest information, as laws can be amended, new regulations can be introduced, and interpretations of existing laws may evolve. Additionally, consulting with legal professionals is crucial for obtaining tailored advice and staying compliant with the most current legal requirements.