Terms & Conditions

1.Our Life Insurance Program connects you with essential updates and personalized advice to enhance your experience with life insurance coverage. When you join our Life Insurance Program, each text you receive is crafted to contribute to your financial well-being and insurance awareness. Moreover, expect tailored content that not only assists in optimizing your plan's benefits but also educates on best practices for family protection.

2.You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

3.If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to .

4.Carriers are not liable for delayed or undelivered messages.

5.As always, message and data rates may apply for messages sent to you from us and to us from you. You will receive 3 messages per month.

6. 1. Acceptance of Terms

By accessing this website, submitting your information, or using our services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree, please do not use our services.

2. Eligibility (18+ Requirement)

You must be at least 18 years of age or older to use our website, services, or submit any personal information.
By using our services, you represent and warrant that you are 18 years of age or older.

We do not knowingly collect information from individuals under 18.

3. Services Provided

Harmony Prosperity Group LLC provides [brief description of services — e.g., marketing services, insurance services, consultations, CRM communications, customer support, etc.]. We reserve the right to modify or discontinue services at any time without notice.

4. SMS & Communication Consent (A2P / 10DLC Compliance)

By submitting your information through our forms, scheduling tools, or contacting us, you expressly consent to receive communications from us, which may include:

SMS/text messages

Phone calls

Emails

Automated or prerecorded messages

These communications may relate to:

Account notifications

Appointment reminders

Customer support

Service updates

Marketing and promotional offers

Message Terms

Message and data rates may apply

Message frequency varies

Consent is not a condition of purchase

Opt-Out

You may opt out of SMS communications at any time by:

Replying STOP to any message

Contacting us directly at [[email protected]/(305) 240-9127]

After opting out, you will no longer receive text messages unless you re-subscribe.

For help, reply HELP or contact us.

5. User Responsibilities

You agree to:

Provide accurate and truthful information

Use our services only for lawful purposes

Not misuse, disrupt, or attempt to gain unauthorized access to our systems

6. Privacy

Your use of our services is also governed by our Privacy Policy. We take reasonable measures to protect your personal information and do not sell your data to third parties.

7. Intellectual Property

All website content, including text, branding, graphics, and materials, is the property of Harmony Prosperity Group LLC and may not be copied or used without permission.

8. Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising from your use of our services. Services are provided "as is" without warranties of any kind.

9. Termination

We reserve the right to suspend or terminate access to our services if these Terms are violated.

10. Changes to Terms

We may update these Terms at any time. Continued use of our services after changes indicates acceptance of the revised Terms.

11. Contact Information

If you have any questions about these Terms, please contact:

For privacy-related inquiries, please refer to our privacy policy:https://harmonyprosperitygroupllc.org/privacy-policy

© Harmony Prosperity Group LLC 2026